Thrivent Disability Claim Denials

Have you had your claim for insurance disputed, denied, or delayed by Thrivent or a subsidiary?

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Insurance Companies We’ve Challenged
  • Unum Provident
  • Unum Life
  • Metlife
  • Sunlife
  • Cigna
  • The Guardian
  • Hartford
  • Mutual Of Omaha
  • New York Life
  • Thrivent
  • Provident
  • Paul Revere
  • Reliance
  • Prudential
  • Lina
  • Liberty Mutual
  • Transamerica
  • Aetna
  • Standard
  • Reliance Standard
Why Do People Turn to Ronstadt Law?

More and more Americans are turning to Ronstadt Law for help getting their rightful compensation from insurance companies like Thrivent because of one very good reason: we fight back.

The sole purpose of our company, and the core passion of every single member of our team, is to hold these multi-billion dollar companies accountable to their customers – it is our firm belief that when these insurers refuse or delay payment, they are taking advantage of individuals when they are at their lowest.

We provide the support, guidance, and advocacy to balance the scales.

Why Hire Us?
  • We can work with you on a contingency basis (known as ‘no-win, no-fee’). That means that if, for some reason, we are unable to secure you any compensation, you do not owe us a dime.
  • Ronstadt Law has an enviable track record: we have handled thousands of insurance claims and have the experience to win your case.
  • The quality of our advice and representation is well respected across the entire legal industry.
  • We put your satisfaction at the center of everything we do.
  • No case is too complex for our team – we take on all types of insurance cases, including federal court litigation and bad faith cases.

Thrivent Financial

Thrivent, formerly known as Thrivent Financial for Lutherans and Thrivent Financial, is a not-for-profit financial services group. Originally founded solely to provide services to the Lutheran community, the organization now also caters to other Christian denominations.

The company is listed on the Fortune 500 (rank 351) and has annual revenues in excess of ten billion dollars.

The company offers a number of insurance-related services, including:

  • Life Insurance
  • Disability Insurance
  • Long-Term Care Insurance

If you have taken out insurance with Thrivent and they are delaying, denying, or disputing your legitimate claim, then get in touch with a Ronstadt Law insurance attorney to start fighting back.

Why Does Thrivent Delay Claims?

Large insurance companies like Thrivent make the bulk of their money by investing in global markets. The insurer takes the money that you pay as premiums, bundles it with the payments from other customers, and then uses it to generate income and dividends.

It is in the interest of the company, from a purely fiscal perspective, to keep that money invested for as long as possible. That means that when you make a claim, despite how desperate your situation might be, delaying your payment makes more money for the company.

We know from long experience that when this happens to you, it can very quickly feel like an uphill struggle. That is why we are here – we will take on that struggle for you and do everything that we can to ensure you get the compensation and payout that you need as fast as possible.

What Can You Do When Thrivent Denies Your Claim?

You may have heard of the term ‘bad faith insurance’. This is when an insurance company uses certain tactics to deny your claim – tactics like searching for ambiguities or loopholes in the terms and conditions of your policy, or any discrepancies or the slightest issue with your documentation.

Bad faith insurance is an illegal practice, but unfortunately, it is still very prevalent. Insurers like Thrivent can afford to retain and employ teams of lawyers to work against you – in a lot of cases, it can be so intimidating that individuals simply give up.

The best action that you can take is to fight fire with fire. By turning to an experienced long-term disability attorney like the ones at Ronstadt Law, you can access a legal team of your own. We will take every step that we can to ensure that you receive the money that you are owed.

Some examples of the ways Thrivent may try to deny your claim are:

  • Drowning you in a sea of administration and paperwork
  • Deliberately misinterpreting the terms and conditions of your policy
  • Requesting that you use a non-specialist or incorrectly specialized medical professional
  • Miscommunicating or not communicating at all
  • Disregarding the information that you send

Thrivent Appeal Process

When it comes to lodging an appeal against an insurance-related decision, there are very strict rules that must be followed – otherwise, your appeal can (and will) be overruled, with no room for further action.

Your formal appeal should include a written request for a second look at your case, accompanied by all supporting documentation and evidence. This must be sent within a particular timeframe, depending on the type of case, and failing to do so correctly means that you will not receive any money or be able to appeal any further.

This is why it is so crucial that you leverage the experience of a Ronstadt Law disability attorney as soon as you are able. We will ensure that your written insurance appeal request is submitted correctly and within the relevant deadline.

The Types of Cases We Manage

Long-Term Disability Claims
Long-Term Disability Claims
Long-Term Care Claims
Long-Term Care Claims
Life Insurance Claims
Life Insurance Claims
Insurance Bad Faith
Insurance Bad Faith
Insurance Appeals
Insurance Appeals
When to reach out to an attorney for help.
Always consult with a disability attorney before submitting appeals. The strength of a lawsuit depends on the quality of the appeal.
Insurance companies want you to give up – they save money when you do. Don’t give up! We routinely go up against insurance companies and know what it takes to get your benefits. With so much at stake to protect your livelihood, don’t go at it alone.
Most firms do not provide continued support after your case is won, but we do. We provide you with additional care and protection, because insurance companies use tactics to avoid paying disability benefits after claims are won.

Ronstadt Law Leadership Team

Erin Ronstadt
Founding Partner
Kyle Shelton
Kyle Shelton
Senior Partner
five star
Ray Ortega | July 2021
In 2020 I was dealing with a Long Term Disability (LTD) appeal issue with my private LTD provider. After exhausting “in house” appeal methods to no avail, I decided I needed to seek a professional legal team to assist me with my appeal.

I performed an internet search in the Phoenix area and read through several Disability Attorney websites and advertisements. I decided to reach out to Ronstadt Law and supply them with my basic information to have the firm perform an evaluation on my appeal case.

I received a very quick response on my evaluation we started the ball rolling on building information for my appeal. I was in possession of
numerous documents for my LTD appeal; Erin and her staff worked with me to receive these documents for my case file.

Throughout my appeal process, Erin and her staff allowed me to work hand-in-hand with them to provide comments on insurance documents provided by my LTD provider. This allowed me to stay actively involved in my case and to assist in providing responses to the provider.

Erin and her staff were very knowledgeable, professional, and courteous all the way to our settlement. We settled out of court in the summer of 2021. I highly recommend Ronstadt Law for anyone who has need for legal counsel pertaining to disability issues.


I sure picked the right Firm!
100% Free Case Evaluation
If you are making a claim for life, health, or disability insurance, then it is not a great time to be taking on additional expenses. That is why we provide each of our clients with a 100% free, no-obligation case evaluation.

We will take the time to discuss your case and situation in depth before outlining how we can move forward together and what we hope to achieve with your case.

You can arrange your free case review today by contacting the Ronstadt Law team.

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