Provident Disability Claim Denials

Has Provident Insurance denied, delayed, or disputed your life, disability, or health insurance claim?
If so, then Ronstadt Law can help.

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Insurance Companies We’ve Challenged
  • Unum Provident
  • Unum Life
  • Metlife
  • Sunlife
  • Cigna
  • The Guardian
  • Hartford
  • Mutual Of Omaha
  • New York Life
  • Thrivent
  • Provident
  • Paul Revere
  • Reliance
  • Prudential
  • Lina
  • Liberty Mutual
  • Transamerica
  • Aetna
  • Standard
  • Reliance Standard
Why Do People Turn to Ronstadt Law?
Every day, American citizens like you turn to Ronstadt Law for help getting the money they deserve – and there is one excellent reason: we fight. We founded our law firm specifically to hold multi-million (or billion) dollar insurance agencies like Provident to account. We know from long experience that these organizations will take advantage of you at your lowest point – if no one is there to stop them.
Why Hire Us?
Our team will work on your case on a contingency basis – also known as no-win, no-fee. You do not owe us a single penny if we fail to win you compensation.
We have an exceptional level of experience stemming from the thousands of disability and other insurance claims that we have handled.
Across the legal industry, we are held in the highest regard for the quality of our work in helping insurance claimants.
Ronstadt Law is dedicated to providing an unmatched level of satisfaction in our work.
We are ready and waiting to take on cases of all types: including federal court litigation and bad-faith insurance cases.

Provident Insurance

Provident provides a full range of insurance policies, including:

  • Health
  • Disability
  • Long-term care
  • Life
If you took out a policy with Provident Insurance, and are struggling to get the compensation that you deserve, then you will need the help of a specialist insurance attorney – like the ones at Ronstadt Law.

Why Does Provident Delay Claims?

Most, if not all, large insurance companies like Provident do not actually make the bulk of their profits from the premiums that you pay. They actually take those payments, group them with premiums from other customers, and then invest that money – insurance companies are among the largest investors in multiple global markets.

That means that when it comes time to pay out, it is in the best interest of Provident to delay your claim as long as possible: they can keep the money invested for longer and earn more in profits and dividend payments.

Unfortunately, while you are at a particularly low point in your life – injured, disabled, potentially unable to work, and in need of money to pay medical bills (among other regular outgoings), the insurance company is dragging its feet. You need the money ASAP, and that is exactly what we are to provide you with. Our team will do everything we can to get your payment accelerated, granting you access to the money that is rightfully yours as fast as we can.

What Can You Do When Provident Denies Your Claim?

You may have heard the term ‘bad-faith insurance.’ This is an extremely common tactic used by large insurers like Provident – they look for any loophole or discrepancy in your case and then use that to deny what should be a straightforward legitimate claim. Bad-faith insurance is so prevalent that there have been laws enacted to prevent it, but, unfortunately it still goes on.

The issue for you as the customer is that Provident has teams of lawyers working for them, whereas you are alone. This can be daunting, and frustrating and make you lose any hope when you are filing a disability claim. That is where we come in – we are YOUR legal team. We are very experienced in handling these cases and will fight tooth and nail to ensure that your claim is paid properly.

Some examples of the methods Provident may use against you include:

  • Deliberate misinterpretation of your policy
  • ‘Drowning’ you in so much paperwork and correspondence that you make a mistake or miss something
  • Requires you to visit a medical professional who is not a specialist in the type of injury, illness, or disability you have sustained
  • A failure to communicate
  • Ignoring essential medical data

Provident Appeals Process

There is a very strict appeals process for if your claim has been denied or disputed, requiring you to send a formal request with all accompanying documentation and evidence by a fixed deadline. If you miss this deadline or file your appeal incorrectly, then you will likely be unable to move forward with your claim – so you will not get any money.

It is so important that you use an established insurance attorney to help you out. Ronstadt Law will make sure that all deadlines are met and that all of your information is accurate and in the correct hands. This is the single best strategy for appealing an insurance decision, so do not hesitate.

The Types of Cases We Manage

Long-Term Disability Claims
Long-Term Disability Claims
Long-Term Care Claims
Long-Term Care Claims
Life Insurance Claims
Life Insurance Claims
Insurance Bad Faith
Insurance Appeals
Insurance Appeals

Ronstadt Law Leadership Team

Erin Ronstadt
Erin Ronstadt
Founding Partner
Kyle Shelton
Kyle Shelton
Senior Partner
five star
Ray Ortega | July 2021
In 2020 I was dealing with a Long Term Disability (LTD) appeal issue with my private LTD provider. After exhausting “in house” appeal methods to no avail, I decided I needed to seek a professional legal team to assist me with my appeal.

I performed an internet search in the Phoenix area and read through several Disability Attorney websites and advertisements. I decided to reach out to Ronstadt Law and supply them with my basic information to have the firm perform an evaluation on my appeal case.

I received a very quick response on my evaluation we started the ball rolling on building information for my appeal. I was in possession of
numerous documents for my LTD appeal; Erin and her staff worked with me to receive these documents for my case file.

Throughout my appeal process, Erin and her staff allowed me to work hand-in-hand with them to provide comments on insurance documents provided by my LTD provider. This allowed me to stay actively involved in my case and to assist in providing responses to the provider.

Erin and her staff were very knowledgeable, professional, and courteous all the way to our settlement. We settled out of court in the summer of 2021. I highly recommend Ronstadt Law for anyone who has need for legal counsel pertaining to disability issues.


I sure picked the right Firm!
100% Free Case Evaluation
When you make a disability, health, or life insurance claim, the chances are good that you are in a position of financial uncertainty or difficulty. The last thing you want to do (or can afford to do) is pay for legal assistance – and you should not have to.

At Ronstadt Law, we start every new client engagement off with a 100% free, no obligation case review and consultation. This lets us find out more about you and your claim, and we can start to tailor a strategy to get you the compensation you deserve.

Then, if you choose to work with us, we provide our services on a no-win, no-fee basis – you get the benefit of our experience, passion, and drive, and if we for any reason fail to secure you a win, then you do not have to pay us.

Get in touch with the team today to start your fight back.

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