The Guardian Disability Insurance Claim Denials
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- Unum Provident
- Unum Life
- The Guardian
- Mutual Of Omaha
- New York Life
- Paul Revere
- Liberty Mutual
- Reliance Standard
If you have a disability insurance policy with The Guardian Life Insurance Company of America, and you feel that your claim is being mishandled, then get in touch with us today.
We have handled hundreds of long-term disability insurance claims.
Client satisfaction is at the core of all that we do – as evidenced by our fantastic online reviews.
We are highly regarded in the legal industry for the quality of our advice and representation.
No matter the complexity of your case, we can help – including federal court litigation and bad faith insurance cases.
The Guardian Insurance Company
Unfortunately, when it comes to actually receiving your payment in the event of making a claim, The Guardian will frequently delay, deny, or diminish your payout. They do this using ‘bad faith’ practices like reinterpreting ambiguous terms and conditions, dismissing medical evidence, or failing to communicate effectively with you. It works out cheaper for The Guardian to employ legal teams to fight your claim than it is to pay you – regardless of the fact that you have every right to the coverage that you have paid for.
At Ronstadt Law, we routinely fight back against The Guardian (and other insurance companies). We are not afraid of taking on these giants in court if we have to – we have done so before, and we will do it again.
If you have had your claim for long-term disability, care, or other insurance product denied, delayed, or diminished by The Guardian Life Insurance Company, then get in touch with the team at Ronstadt Law today. We can take your case forward on a no-win, no-fee basis, and ensure that you and your rights are defended aggressively.
Why Does The Guardian Delay Claims?
So when it comes time to pay out for a claim, that money needs to be recovered from the investment fund. The longer that The Guardian can keep hold of the money, the more they can profit from it – notwithstanding the fact that you might be desperate for the compensation which is rightfully yours.
What Can You Do When The Guardian Denies Your Claim?
The most effective action that you can take if The Guardian denies your insurance claim is to speak with an experienced and skilled long-term disability attorney. At Ronstadt Law, we know that the period after an injury or illness which results in a disability can be among the most difficult times of your life – and we believe that when The Guardian fails to deliver on an insurance claim, they are taking advantage of you at a particularly low point.
We will do everything we can to help you, to get your claim paid quickly and in full, and to hold The Guardian to account for its actions. Some of the common issues that we fight against include:
- Misinterpretation of the terms of your insurance coverage with The Guardian
- Requiring you to see non-specialist or wrongly-specialized medical personnel
- Downplaying the seriousness or impact of your injury or disability
- Too much admin and paperwork, which can often be an attempt to confuse or intimidate you
Guardian Insurance Appeal Process
At Ronstadt Law, we can ensure that you file your insurance appeal letter, with supporting evidence where necessary, at the right time.
The Types of Cases We Manage
Ronstadt Law Leadership Team
I performed an internet search in the Phoenix area and read through several Disability Attorney websites and advertisements. I decided to reach out to Ronstadt Law and supply them with my basic information to have the firm perform an evaluation on my appeal case.
I received a very quick response on my evaluation we started the ball rolling on building information for my appeal. I was in possession of
numerous documents for my LTD appeal; Erin and her staff worked with me to receive these documents for my case file.
Throughout my appeal process, Erin and her staff allowed me to work hand-in-hand with them to provide comments on insurance documents provided by my LTD provider. This allowed me to stay actively involved in my case and to assist in providing responses to the provider.
Erin and her staff were very knowledgeable, professional, and courteous all the way to our settlement. We settled out of court in the summer of 2021. I highly recommend Ronstadt Law for anyone who has need for legal counsel pertaining to disability issues.
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