One of the questions we get asked frequently is how long does long-term disability last? It is not a question with an easy answer, unfortunately – in terms of the physical disability, it could last for a lifetime – in terms of your insurance coverage, it could be anywhere from a handful of months to many years, or up to a particular age, such as Social Security Normal Retirement Age. It depends on your insurance policy terms and the nature of your illness or injury. Here’s everything you need to know about long-term disability.
How Does Long-Term Disability Work?
A long-term disability is any health-related issue that prevents you from working for a sustained period of time. Whether the result of illness, injury, or an accident, the end result is that you can no longer perform the tasks required of you in your place of...
Erin Ronstadt And Kyle Shelton Make 2022 Super Lawyers Rising Stars List
Ronstadt Law is delighted to announce that two of its top attorneys - Erin Ronstadt and Kyle Shelton, have both been chosen as Super Lawyers Rising Stars for 2022. The Long-Term Disability law firm says it is pleased to have two of its top lawyers recognized as “Super...
Ronstadt Law Welcomes the Newest Partner Attorney, Kyle Shelton
Ronstadt Law is pleased to announce that attorney Kyle Shelton has joined the firm as a partner, expanding the firm’s reach to serve both California and Arizona on long-term disability, ERISA, and other legal matters. A seasoned trial attorney, Shelton is passionate...
Long-Term Disability Mediations: What You Need to Know
What is a Long-Term Disability Mediation? A long-term disability mediation is a process in which a third-party neutral mediator tries to get your case resolved with your insurance company. This mediator is not biased toward either side of the case. The goal of the...
Erin Ronstadt in Bloomberg Law: COVID-19 and Long-Term Disability
Our managing partner, Erin Ronstadt, was recently quoted in an article by Bloomberg Law about COVID-19 and long-term disability. Today, we're going to break down that article and help you understand how COVID-19 may impact your private disability claim. COVID-19 and...
COVID-19 and Long-Term Disability Deadlines: What to Expect
The COVID-19 pandemic has altered our lives in countless ways - and these changes have extended to Long-Term Disability (LTD) benefits, even if for a temporary amount of time. The COVID-19 "Outbreak Period", classified as national emergency, began March 1, 2020, and...
Surveillance and Disability Insurance: What’s allowed?
Insurance companies commonly use surveillance to try and gather evidence against long-term disability claims. If your insurance company finds evidence that they believe goes against your disability claim, they may deny your claim and stop paying out your benefits. But...
What is an IME? What to Know Before You Go to an Independent Medical Examination
What is an Independent Medical Examination (IME)? If you are in the Long-Term Disability (LTD) process, your insurer may ask you to attend an Independent Medical Examination (IME). IMEs are medical exams during which a healthcare provider will evaluate you and provide...
What to Look for When Hiring a Long-Term Disability Attorney in Arizona
Hiring a long-term disability attorney is your best bet for securing private disability benefits. The law related to ERISA, a federal law that governs many private disability claims, is extremely complex, and having a good attorney in your corner can make or break...
Hi I’m Erin,
My life’s calling is to hold insurance companies accountable for the promises they make.
My law firm focuses exclusively on Arizona disability benefits law and we’d love to help you out.
Answering Your Questions about Arizona Long-Term Disability Law
Can I work while receiving short-term disability and/or long-term disability benefits?
My long-term disability benefits claim was denied. Why did this happen?
Can the insurance company rely on other doctors’ opinions besides my own doctors?
Should I resign from my job if I need to go out on disability?
Can I submit a claim for private disability benefits if I was injured at work?
Does the law require my employer to provide me with private disability coverage?
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